United StatesVisit Canadian Version

With so much at stake in your personal and professional life, we are pleased to offer Caterpillar employees and retirees the Your Choice Voluntary Benefits and Discounts Program through Mercer Voluntary Benefits*. We will give you the information you need to make informed decisions about your voluntary benefits and discount program.

Supported by our full-service delivery platform, award winning customer service, and best-in-class product offerings we provide choice and convenience to consumers world-wide. We offer users a comprehensive set of services that support all our product offerings, including decision support tools, multi-channel enrollment/application acceptance, and payroll and pension deduction.


*Caterpillar does not sponsor, endorse or administer these benefits. These benefits do not constitute an "employee benefit plan" under the Employee Retirement Income Security Act of 1974 (ERISA).

Accident Insurance


Have you budgeted for costs associated with non-work related accidents?


Legal Services Plan

Legal Services

For only pennies a day, you can have a lawyer on your side.

Legal Services

Critical Illness Insurance

My Life Events

How will you manage expenses if faced with Critical Illness?

Life Events

Hospital Indemnity

My Life Events

How can you help offset the expenses of a hospital stay?

Life Events

Quick Links


Please note:

The monthly rate for the Group Legal Services Plan in your enrollment brochure was incorrect. The correct amount is $17.25 per month. $7.96 is the bi-weekly rate.

Copyright 2018 Mercer LLC. All rights reserved.
Mercer Health & Benefits Administration LLC
AR Insurance License #100102691
CA Insurance License #0G39709
In CA d/b/a Mercer Health & Benefits Insurance Services LLC